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As easy as it seems, online shopping can be so much fun and you may not realize it but you have been sitting on your chair, clicking on the bags, clothes, shoes and other merchandises online that get your attention for more than 10 hours now. Have you checked how many stuff you’ve bought since you started your online shopping spree? Have you clicked on your shopping cart to see the total price of all your online purchases cost by now. You need to because you might get shocked when you find out that your total purchases have amounted to more than five thousand dollars. Probably even more.

I have to admit that there was a point in my life when I got addicted to online shopping. After all, you can never get that tired easily after a few hundred clicks on your favorite designer bags from Louis Vuitton, Prada, and Balenciaga. Not to mention the latest spring collection by J. Crew and Vivienne Westwood. You just have to get one. All you do is take a good seat, a bottle of soda, chips and to have your credit card number ready for shopping galore.

A Louis Vuitton bag from their latest collection will cost not less than a thousand dollars. But then you just can’t resist the call of fashion so you click on it. Before you know it, you have done the same thing to the last 10 sites you’ve been to and you’ve just earned five thousand dollars in debt charged to your credit card.

Why can’t we ask ourselves the Suzy Orman question first before we make an online purchase? Can I afford it? Am I still paying for something and how much harm will it do to my savings if I buy this stuff? Will I be better off with this stuff or it’s something that can wait until I have enough extra money to buy this? We can actually answer those questions ourselves if only we become more responsible with the money that we have and the payables that we need to prioritize rather than adding more to what we need to pay.

Isn’t it better to buy something you like simply because you are able to afford it rather than you were able to buy something because of what’s left of the funds you have? Suzy Orman is a credible woman for me and she knows what she’s saying when she tells you that you can’t or you can afford something that you would like to get since she’s been there. There was a point in her life that she got buried in debts and she had to learn her lesson the hard way. All it takes is setting your priorities and saving more than what you are willing to save out of your respective take home salary. You may not notice it but when you take a look at your bank account, you’ll have figures that you ever thought you’d ever see in your savings account.

I am not against splurging the money you earn for something you totally desire to have. What I am just saying is that you should know how to prioritize the things you want to buy over the things that you need to obtain. Becoming a responsible spender is one of the factors why rich individuals remain rich.

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