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Posts Tagged ‘court’

Being sued for credit card debt is never a good thing, especially if you don’t know how to handle it, and sometimes it happens to the best of us. Luckily there is a way you can win your credit card suit even if you don’t have your own fancy attorney. I’d like to help you be more informed about this type of lawsuit and reassure you that if I can win, so can you.

It really makes a difference if it is by the original creditor or a collection agency when being sued for credit card debt. (Just about everyone I know hates receiving those calls.) Now if you’re being sued by the original creditor, it is quite likely that they will have all the documents on file to prevail in court, but they could till slip up and break a court rule during the process, allowing a win for you. On the other hand, collection agencies never really have any documents to prevail in court.

Another thing you need to consider when facing this issue is the age of the your debt. Find out just how old the debt is. I bet you didn’t know that the older your debt is, the harder it is to prove. Trust me! Your debt could very well be beyond your Statute of Limitations so make sure you take a look into that.

Typically collection lawyers believe that by simply giving you a Summons they are going to win because they assume you won’t go hire a lawyer or even fight the credit card lawsuit yourself. If you don’t fight it, they win by default. That could be one of the worst mistakes of your life if you don’t attempt to fight it. Please don’t plan on just ignoring your Summons. That’s exactly how you lose, and it’s really not a tough battle to fight. Take it from me; you can actually win your suit as well as I did!

In my experience Capital One was the original creditor, but I was still able to defeat them. You may wonder exactly ‘how did I do that?’ Well, I made sure to become well informed, learn my Court Rules and follow them. There really is no need to fear. We as citizens with rights, and it’s just a matter of learning the correct way to go about handling your lawsuit. Usually, to get out of this mess you have one of two choices: defend the lawsuit yourself or hire a lawyer. It’s really so much easier than you think it is. Don’t back down. I’ve been through all this so I know how it goes. I was able to win my case, and with my package I am confident that you can use the information from my personal story to help you do the same.

Looking to find the best way to battle collection agencies and respond to court summons? Then visit www.courtsummons411.com to find the best advice on winning your lawsuit.