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If you plan to travel, either domestically or abroad, one of the best ways to keep your funds safe is by use of prepaid travel money cards. These money cards offer the safety of traveler’s checks but are much easier to use.

Protect your cash

By using prepaid cards, if the card is lost or stolen, no one is going to be able to gain access to your personal information or accounts. Since there is no name on the card, they will not be able to steal your identity by having access to your name and the account number that belongs to you.

With travel cards if your card is lost or stolen, the replacement card will be issued in less than 24 hours. You simply make a call to report the card as lost or stolen and it is immediately canceled. The balance is issued quickly on another card.

Adding funds

If you need to add funds to the card, you can do so in three different ways. First, you can return to the place of purchase and add more money to the card. You can also add more money online using either your checking account or debit card to add more funds to the card. Lastly, you can add more funds to the card by phone. The latter two options are available from anywhere in the world.

If you leave you home country and need to make purchases in a different currency, the travel card ensures that you get the best current exchange rate for your purchase. The purchase is sent to the card in the local currency and it is deducted from your card using the best available exchange rate in your currency.[youtube:AzEpepBjaOA;[link:More about travel money cards];http://www.youtube.com/watch?v=AzEpepBjaOA&feature=related]

Even more benefits

When you make a purchase using the prepaid card, you will get the same assurance you would get from purchase of a credit card. If the item is lost, stolen, destroyed or damaged, within a certain time period you can get your money back.

Additionally, these cards offer even more benefits. You will find cards that offer travelers insurance in case your luggage is lost in the flight. While the coverage is limited, it is better than no coverage for such loss and costs nothing. The money you are reimbursed can help to have a wardrobe for the remainder of the trip.

If you are looking for the best choice of a way to carry funds when traveling, consider prepaid travel money cards. They even keep your money safe at home.

Be advised that for the moment FairFX has a special offer going which offers you a free euro, dollar or sterling card (normally 9.95) which just needs a small minimum initial load. So what are you waiting for? Get your own travel money card and start saving even more money today!